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AUDITING & ASSESSMENT

Other Audits & Assessments

Compliance Management

This all-inclusive program provides a comprehensive suite of services, including monitoring and auditing, policy and procedure enhancement, continuing compliance assistance, compliance training, and Committee and Board reporting.

Loan Servicing Audit

An in-depth review of a financial institution’s ongoing servicing obligations under Regulation Z (RESPA), Flood, UDAAP, etc.

Quality Control File Review

Post-closing quality control file reviews to determine whether loan files contain proper documentation and are compliant to meet investor guidelines.

TRID

This includes a focused review of the Financial Institution’s compliance with the TlLA/RESPA Integrated Disclosure Rule (TRID) in accordance with the federal regulatory requirements of Regulation Z.

Fair Credit Reporting Act

This detailed assessment tests a financial institutions compliance with various components of the FCRA, including information sharing with affiliates, prescreened offers, credit score disclosures and risk-based pricing notices, adverse action notices, duties of furnishers, negative information notices, disputes, and identity theft red flags.

Trust and Wealth Management Review

An evaluation and testing of a fiduciary’s risk factors to determine compliance with applicable laws, regulations, agreements, and internal policies.

Call Report Reviews

A quarterly review of your institutions’ call reports prior to submission.