AUDITING & ASSESSMENT
Website Reviews
The online website compliance review will include certain regulatory requirements and overall functions of the institution’s website. This involves a risk-based assessment of information related to products, services, advertisements, external links, disclosures, disclaimers, and website control functions as reasonable, for adherence to regulatory guidelines, including:
- General Website Functions
- Copyright, Trademark, and Servicemark posting
- Online Privacy Protection Gramm-Leach-Bliley Act (GLBA) Requirements
- Bank Secrecy Act (BSA) CIP Requirements
- Regulation B (ECOA) Requirements
- Fair Housing Act Logo
- Regulation C (HMDA) Requirements
- Regulation BB (Community Reinvestment Act) Requirements
- Regulation Z (Truth In Lending Act) Requirements
- Regulation E (Electronic Funds Transfer Act) and E-Sign Requirements
- Regulation CC (Expedited Funds Availability)
- Regulation DD (Truth In Savings) Requirements
- FDIC/NCUA Insurance Rules
- Non-Deposit Investment Product Advertising Requirements
- Third-Party Web Linking Requirements
- Childrens Online Privacy Act (COPPA) Requirements
- Terms of Use Disclosure
- Customer Complaints
- Unfair, Deceptive, or Abusive Acts or Practices (UDAAP), and
- SAFE Act Requirements